2003
Established in Scottsdale, backed by a roofing legacy that began in 1939.
93
5‑star Google reviews
from local families.
A+
Rated and Accredited by the Better Business Bureau
ARCA
Proud Members of ARCA and other leading roofing organizations.
AZ
Licensed, bonded, and insured in Arizona.
What Insurance Actually Covers on Your Roof
Standard Arizona homeowner's insurance policies cover roof damage caused by sudden, specific events, a monsoon, a hail storm, a tree strike, a high-wind microburst. They do not cover normal wear and tear, deferred maintenance, age-related failure, or damage that could have been prevented with reasonable upkeep.
The distinction matters. A roof that failed because it hadn't been inspected or maintained in 20 years isn't going to be covered, no matter how it fails. A roof that was in reasonable condition until a specific monsoon lifted tiles and drove rain into the underlayment almost certainly is covered. Getting the claim documented properly is what separates one outcome from the other.
A good roof insurance claim tells a clear story: here is the roof's condition before the event; here is a specific dated storm event; here is the resulting damage; here is the scope required to restore the roof to its pre-loss condition. Every one of those elements needs documentation. That's the work we do on your behalf.
Proud Members of These Roofing Organizations
On-site damage inspection
With dated photos of every damaged area.
Written scope of repair
That itemizes labor, materials, and quantities, the format insurance adjusters expect.
That tie photos to specific parts of the roof.
A Behmer estimator can walk the roof with the adjuster when helpful.
Final documentation package
For claim closure, including workmanship warranty and manufacturer material warranties.
On which findings are claim-worthy and which aren't.
When the adjuster's initial scope misses items we can document, we handle the professional back-and-forth with the carrier.
See what our clients say
Had our roof replaced by Mat and his team. First, Mat was incredibly patient with our overreaching and unreasonable HOA. He brought us multiple samples and did not ever complain or hesitate. Truth be told, I should pay him extra as a the...
What a pleasure it was to work with Behmer Roofing with our two roofing projects this past month. Replacing a roof is not something you do every day, nor is it something you really want to do...but the experience using Behmer was A++++...
From the first contact, via an actual (and accurate) quote I received in the mail, the process was smooth, friendly and fast! The price was significantly less than my neighbors have been paying so we moved ahead with the replacement of...
What We Won't Do
There's a segment of the roofing industry: including some out-of-state storm chasers who show up after big events, that treats insurance claims as a sales tactic rather than an honest repair process. We don't operate that way, and it matters that we tell you what we won't do:
- We won't inflate a scope to trigger deductible-recovery incentives that violate your policy terms.
- We won't promise a 'free roof' before we've seen the damage: that's a sales tactic, not a roofing conversation.
- We won't sign contracts before your claim is approved and the scope is agreed with your carrier.
- We won't ask you to sign an 'Assignment of Benefits' that transfers your claim rights to us. That's a red flag anywhere you see it.
- We won't chase claims for damage that doesn't exist. Our written reports are honest.
- We won't pressure you to file. If the damage doesn't warrant a claim, we say so, and you have a straightforward repair invoice.
The Claim Process, Step by Step
- Contact us for a post-damage inspection. Same-day response for active water intrusion.
- We inspect and document. You get a written report with photos, damage locations, and a scope of recommended repair.
- You file the claim with your carrier using our documentation.
- Adjuster inspection. We can meet the adjuster on-site if you'd like professional support during their walk-through.
- Scope alignment. Sometimes the adjuster's scope matches ours; sometimes it doesn't. If there are gaps, we handle the supplement conversation professionally with the carrier.
- Repair work performed by a Behmer crew. Written workmanship warranty on completion.
- Final invoice and documentation submitted to close out the claim.
Common Claim Mistakes to Avoid
Homeowners often lose money on legitimate storm damage because they made avoidable mistakes early in the process. A few of the most common:
- Waiting too long to file: most carriers require claims within a year of the loss date; damage becomes harder to prove the further out you get.
- Signing an Assignment of Benefits contract before understanding what it does. This transfers your right to communicate with your insurer to a contractor, and it rarely works out in the homeowner's favor.
- Getting only verbal estimates instead of written, itemized scopes with photos.
- Choosing the cheapest bid without checking whether the scope actually covers the full damage.
- Signing a contract with a storm-chaser company that will not be around in three years when the warranty needs to be honored.
- Filing without adequate documentation, then getting a lowball settlement and no way to challenge it.
Storm Damage Inspection After the Monsoon
- Local, family-owned since 2003: we're not going anywhere after the storm season ends.
- A+ BBB rating and 100+ 5-star Google reviews from Valley homeowners.
- ARCA member and fully licensed, bonded, and insured.
- In-house Behmer crews perform every repair: no subcontractors touching insurance work.
- Written workmanship warranty backed by a 20+ year Arizona company.
- Honest, straightforward documentation: no inflated scopes, no shady claim tactics.
Book Your Damage Assessment
If you're dealing with roof damage and considering filing an insurance claim, start with a professional damage assessment. You'll get an honest, documented report of what's actually going on, and clear guidance on whether a claim is the right path forward.